It scares me leaving my baby alone... first property and I've fixed so so so many things.

@Diane G.You've got me scared.  

Look at the stats on new pre-foreclosures, the estimates on what percentages of the restaurant and hospitality industries expect to be out of business by March, how many people have lost jobs and how many have lost health insurance.

When I left University I started Effective Marketing Solutions, then I connected with another business partner Michael Pang to form Alternative Health Business Solutions which merged with Viteknologies which was the parent company for Home Improvement Pages amongst others.

Barbara, so there are an awful lot that goes into what credit limit/rate you get when you apply, for example, your credit score, your income, your employment history as well as credit history - applying for lots of recent credit scares some lenders. 

They've scared off your competition and it'll be character building.I don't think I'd plop an offer down without asking them how they feel about pricing and then tell them why they're too high.  

If the title doesn't say it all, it is literally for people who are scared of numbers.You want to be educated but make sure to dive in as soon as you can.The best experience will be doing a deal and actually getting your feet wet.Best of luck!

This small scare/hesitation is turning out to be a potentially great positive.

I don't currently have any debts and the word "debt" admittedly tends to scare me, even though I know not all debt is inherently bad.

I’d recommend making a more realistic offer to begin with, including all the stops: appraisal gap coverage, escalating clause (if they’re being accepted), heart strings letter (not being looked at much in my market because sellers are getting so many offers, but doesn’t hurt), waive whatever contingencies you can/feel comfortable with, use cash or if you don’t have cash use a “same as cash” program that allows you to make a cash offer then finance immediately after closing, make the inspection “for informational/health and safety purposes only”, etc.