(ResiClub)Stubbornly High Mortgage Rates: A Result of High Spreads in the Bond / MBS MarketAs we have highlighted before, in a normally functioning market, the 10-year Treasury rate closely tracks 30-yr mortgage rates.

Some kind of dual zone or damper-controlled situation.The HVAC:Has an existing non-functional ducted heat pump, which is very old and not really repairable.

Is the HVAC still functioning well?

Would you mind explaining what gaps in Buildium made you switch and how Appfolio handles that functionality?

Third, I'd take advantage of the search function to see if this question has been ask and answered before.

Try the search function and you will find a ton of info on this topic. 

It also made for better function in the house.

At the end of the day, mortgages are not a nonprofit function.

Design for comfort and functionality.4.

Neighboring houses on the same street had completely different layouts, different mechanical systems, and differing degrees of functional obsolescence.