I'm in Dallas and I've started to notice (or at least it appears to me) that housing prices are starting to increase (or have increased) faster than rents.

I'll try to post it in fileshare soon, but it may be faster to email right now.

We also want to purchase rental homes in areas that will not cash flow as well but will appreciate at a faster and higher rate.Our initial goal is to purchase somewhere between 12 and 20 homes between now and the time I wish to retire.

Interest expense does lower income, however I don't think there is any sound reason to pursue what you're suggesting.Most buy and hold investors either want to maximize leverage in order to obtain more properties and get a better cash on cash return OR minimize or eliminate leverage by owning rentals free and clear which lowers risk and negative cashflow during vacancies.What you're suggesting is to pay off the bank faster (i.e. pay less interest) so you can refinance sooner and pay more interest.

You will grow faster using OPM and putting the least amount of money down as you can.

It will also get faster as you get a bit more practice at it.I'm working on my letters right now.

It can potentially lower your value, as weird as it may seem.If you are trying find buyers that are paying for having an old Victorian, then having the original old windows, with rebuilt weights, can be a badge of honor, so to speak.

When looking for deals, I call straight the listing agent and not my realtor, it makes the whole process faster and I get more chances of getting my offer approved.

Even if they don't pay, you can either evict faster than the 60 days maybe or they'll be out by the end of the lease anyway.

They haven't been perfect but they are the biggest in town, they got me about 100 dollars a month more than other companies and they got my unit rerented faster.