Also, it is now effectively illegal to construct any more MHPs in America.  

You could create a website that is just as effective and costs you a quarter of the price using squarespace, wix, weebly, or wordpress.

If there is a title defect, the owners policy should in effect cover both of you in this circumstance.  

Or is there a more time effective way to do that?

At that point in most markets you wouldn't want an agent listing 25K or more above market.I think the main thing for looking for an agent is to find someone that you can work with effectively. 

Finally, at the first o this year a law went into effect mandating banks to set aside a 100% reserve on any construction loans that they approve in a non-interest bearing account.

Your credit score will have an effect on your ability to borrow, regardless of whether or not you own the property with 100% equity.  

Factor in the lower quality (meaning lower ARV), the increased holding time/costs (unskilled laborers will be slower) and the overhead in having to do extra management for the unskilled folks, and I'm not sure you're seeing much savings there at all.I've run the numbers on this in the areas where I work, and I generally don't think it's cost effective to use unskilled labor.  

Those legislators opposing SB 15-177 under the guise they want to "protect HOA home owners" have continually refused to support or sponsor Bills that would save home owners money, make current ineffective HOA laws effective, and improve HOA governance.

@Derek Lacy - You are the insurance expert and I'm sure there is some official definition of "self-insured", but I was referring to the practical effect of it, that is, I (self) pledged my resources to stand behind and cover whatever property damage might have occurred.