If you read both, you will understand that I need some serious help.

I understand if it was just normal wear and tear but this was beyond nasty and the carpet was in excellent condition before she moved in 5 years ago. 

From my understanding, abandoned property laws are there specifically to address items that are left after surrendering keys.

@Barry Cooley,It is my understanding that the life estate is terminated when the principal beneficiary no longer occupies the property. 

I mean there are also numberous repair cost books called construction estimating books but who in the world understands them and how accurate would they be in any particular case?

Most people from what I understand do a lease option because they want to fix their credit to or have more time on their current job. 

If I'm understanding your question correctly, it seems like your investor would sign the assignment contract with you.  

It is my understanding that in MO an interested party (lienholder, owner, or heirs) has one year to redeem and once the Collector's Deed is issued, they're out of luck, but if so, why won't the title company issue a policy for 10 years?

Not sure I understand your first statement on that?

Honestly, I don't understand why the seller's agent is disclosing how the seller overpaid on acquisition.