There are in fact a lot of unknowns with the project, I just don't understand that if the items are already padded for his profit, why is there a % as well?

I would also like to self manage for the first while if for nothing else than to understand it better. 

This community is a great way to learn and understand all aspects of REI.  

My understanding is that I also can not set as a criteria that someone has experience with landscaping, or something like that. 

Jason DiClemente so if I understand the monthly interest payments are roped into the loan amount?

Obviously, I understand I'd be looking at selling at a steep discount.

I understand that most lenders will not loan on a property in an irrevocable trust, and I am looking for help in finding one.Does anyone have any ideas or suggestions to help him avoid the inevitable foreclosure if he doesn't payoff the loan?

First off let me say I am not an expert at all; however, I have done a lot of reading and research and have a decent understanding of some of this stuff.

Help me understand the process that needs to happen.

Glenn, I understand your concerns but there are many other ways and means to purchase in place of cashing out your retirement funds.