Make sure to have a least 1 million in liability, loss of rents, water damage coverage, vacancy coverage, replacement cost if possible, and an affordable deductible.

Water/sewer and garbage are typically paid by the tenant in a SFR.

On the upside, USF is only a few minutes drive to Busch Gardens and Adventure Island (a water park).

@Benjamin Orozco You tried to take what you thought was the path of least resistance and avoiding a tough conversation by lying to him and he called you out.

Who is responsible for the “error” is irrelevant if the closing docs allocate ultimate responsibility to the party who should pay the item... which they should.This is like refusing to pay your share of a final water bill.

Scratch resistant, waterproof, cosmetically appealing.

My capex budget includes but not limited to: roof 25 year life span, floors 10 year life span, appliances and hot water heater 12 year life span, hvac 20 year life span, kitchen and bath remodel 20 year life spa, etc.

Student loans are just the path of least resistance, you don't have to take them. 

Long amortization periods on fixed loan products combined with compound interest on investments is probably your best bet at maintaining an inflation resistant nest egg.

(This I need to get a better understanding, if i) each unit has a separate water meter that the tenant is responsible for, ii) otherwise if there is a bill-back arrangement with the tenants.