Can anyone recommend a strategy or a specifIc lender that can work with older Australians?

It's fun throwing around numbers and percents and formulas but this is how you actually figure out your costs when you have a specific deal your underwriting.

I would add that it's not a problem for banks with agents specifically, but any profession where you have 1099 income as opposed to W2. 

They are just moving to the suburbs.Here are the population numbers of the Greater Cleveland area over the last 30 years.1990- 2,102,2482000- 2,148,1432010- 2,077,240Est. 2017- 2,058,844Here are the numbers for the city of Cleveland specifically.1990- 505,6162000- 478,4032010 96,815Est. 2017- 385,525

@Precious Thompson I’ve never heard that term specifically, but the property is being used for something it’s not allowed/zones to be used for.

I have read lots about a property needing to be 5 units for the banks to view them as a commercial operation, but this is always referring to the States, but I don't know if this applies to Canada, specifically BC. 

I see that you specifically mention "sale of the property" which would make a reasonable situation.

It seems almost certain they knew something about the title problems, because as I mentioned, they had very specific carve outs and odd exceptions to the normal buyer requirement of clear title, which were not standard to their usual boilerplate contract. 

But I’m looking for some specifics......I agree though, if they don’t take pride in the aesthetics of the property then that’s a major red flag!

This is specifically why it is a Short Sale and not a Standard Sale.