(Professional Opinion)I wanted to create a spreadsheet not just for myself, but to put the information out there to make it free and public.

They didn't post about it publicly on an Internet forum...  :-)If you want to play dumb, you can. 

It then took another month to receive the release of judgement from the credit card company and get it publicly filed so we had clear title to receive the DIL.

Regardless, the agent will be seen as the expert in the room when dealing with the public. 

When on the Pennsylvania Allegheny County website(Recorder Of Deeds) specifically, how do I know if the buyer of the property paid cash or took a mortgage?

I am typically looking for at least $100 cash flow per unit and at least a 10% cash on cash return.I like to be conservative when underwriting annual expenses, and my typical underwriting guidelines are: Insurance - $500/unit Trash Removal - $1000 for under 10 units, $2000 for over 10 units Advertising & Marketing - $250/unit Liscenses & Fees - $50 to $100/unit depending on county Repairs and Maintenance - 5% of gross rental income Snow Removal & Landscaping - $1000 Management Fees - 5% of gross rental income Real Estate Taxes - from public record Utilities - use figures from listing or $150 per month per unitCould it be that most listings are grossly overpriced or am I being too conservative?

@Jules Dominguez Given that the property is listed in a public auction, what do you feel you contribute to the formula that someone else (with money) would lack?

I'm a Realtor Broker/salesperson and have done about 250 deals as a GLVAR (Greater Las Vegas  Assoc. of Realtors) member and about another 40 auction purchases in both public auctions and Trustee Foreclosure auctions as well.  

Martin Luther King Dr.New Crime Plan Focuses on Indianapolis' Most Dangerous Areashttp://fox59.com/2014/10/09/public-safety-officials-unveil-new-crime-prevention-plan-focused-on-indys-most-dangerous-areas/I hope that is helpful.

In most cases the general public has no idea what the designations mean.