And all the lenders that said they could do the loans individually for each house, then said they couldn't do it because they're residential properties in an LLCs name.

I mention #2 because most hard money lenders will require you to take title as an entity and not an individual.

Advantages: you can scale, the building qualifies for the loan, numbers work better, the building is treated as a business and valued by the NOI instead of being valued by the comparable in the area.Disadvantages/Things you need to be aware of:  If you have never done a commercial deal before usually a little harder to get financing so I would talk with a loan broker instead of going to individual banks. 

Some of that it seems that it is left to individual lenders to determine but I have another conversation coming up with a separate lender that hopefully they can shed some light onto it some more.

There is so much cash out there that people financing can't compete with, let alone a 'deal'.Something to consider would be STR in highly sought after, year round markets.

Note those that are owned by individuals versus entities.

Here's an article explaining submetering: https://flowritemetering.com/w...Installing individual city meters can get expensive, for you and the tenants.

I was struggling to find good deals on SFHs, duplexes, tris, and quads because I was competing against a wider group of investors (homeowners, house hackers flippers, BRRRRers, and flippers) who were either shopping all cash or had owner occupancy financing.

With quickbooks you can attach any expenses to the individual door.

The only reason why I think it is working is because both tenants are serious hardworking individuals who love to work overtime.I have a 3rd bedroom available but am very hesitant to rent it out.