In other words, a slightly higher interest rate is OK given the cash flow difference, but you could also take the extra cash and apply it towards the mortgage if you really wanted to.

. this will start your credit history which will be very important when applying for loans, refinance, look for legit partners. - set up overdraft protection for your checking account (if you dont have one, get one; local bank would be better than national ones)- consider going to trade school or doing apprenticeship (plumbing, electrical, HVAC). really helpful skills. really

Of course this only applies to "sensible" purchases and not anyone who is overpaying for a property. 

We currently don't have any employees, so independent contractor would work much better for us2) My understanding is that payroll taxes (social security, etc) do not apply to children employed by family businesses.

There are only two reasons and they both might apply 1.

If you brought in 2 additional partners, each of you can inject 10% equity for the 30% and apply for the financing together.

You are correct that the wage tax in Philadelphia only applies to jobs—for rental income it is replaced by the NPT, which is the same rate as the wage tax.

Now the experience is more centered towards getting in and get out (that statement applies to small strips and larger malls).

Otherwise, mop with soap/water, mop with bleach/water, dry out, apply 2 or 3 coats of Kiltz, then a couple coats of transparent sealer. 

Is there a way to define and agree upon "loud days" so that the discount applies only when the work is an actual disturbance?