You also might be able to refinance them using owner occupied rates through certain Fannie Mae/Freddie Mac programs feel free to PM me directly and I would be happy to walk you through how this works. 

You’ll also want to include information on rewards programs such as new tenant referrals.

The programs that were designed to support the public and American workers are stripped / de-funded.FI+B benefits to detriment of American workers.

The paid program comes with an accountability partner, for those who need the extra boot in the rear. 

Fannie Mae and Freddie Mac have both announced programs that provide long-term financing at competitive interest rates to help investors refinance and acquire SFR properties. 

@Sabrina Rios Almost anything that you want to do with real estate will require money up front, if you go with FHA or FHA 203k your down payment can be 3.5%-5%  the only real way to do no money down is the government programs that allow it, but they strongly favor owner occupied single unit properties. 

If you are investing in an entity, you should consider using a program such as Quickbooks.

However, someone was telling me about the "Family Opportunity Mortgage Program" and understood it could be used to in conjunction with a HUD house purchase.https://mymortgageinsider.com/buy-home-for-elderly...However, even without a straight HUD purchase, if I am reading this correctly, I could still purchase a house for much less than 20% down.

You don't have to run your credit with each one, rather, ask what programs they have available for investors & GC's like you. 

For example I have several investor clients currently utilizing separate exceptional programs..- 10% down with no PMI on 1-4 units investment properties - 100% LTV for medical professionals - 30% down on an as is coastal commercial property in the 6%'s..Just having the right lender can completely change the parameters, potential, safety or profitability of an investment and none of these particular transactions happen without that considerable and valuable preparation.