I am a doctoral student with: [list]little debt (car loan and 35k in student loans), little assets (3k in an index fund, 7k in a target retirement fund/Roth IRA, 1k in individual stocks, 5k in cash), little income (just my student stipend of less than $20,000/year and another $2-3000 from web design and illustrating jobs on the side), and a little family (wife and two kids).

Its that last transfer that will get you into trouble if the lender does not know its occurring.If you have the cash to fund the downpayment and rehab, or can get it from some other source, that's the best way.Gregor's right.

This will give you tax free funding without having to sell your property.

Co-mingling of funds is a real no no, and one of the easiest ways to have an LLC pierced.

From what I have read though if you employ solar and wind power generators then you are pretty much set, because if its not sunny then its likely stormy which means more wind :)Basically the civilization systems include everything you need to live a civilized life on an island, are completely self sufficient (you could remove the generator if you didn't mind the occasional black out), and again not as expensive as one would think, especially with the "go green" attitude really coming into play now a days, you may even start to see these kinds of systems becoming available to the rural population, and as economics dictates, the more widely available something becomes, the lower the price tends to be.Just thought I would throw what I know about islands out there for everyone.

As mentioned, keep the funds seperate and NEVER comingle funds from personal to entity.

Looking to roll all cost into loan.Can anyone fund this?

You may still need to find additional funds to cover other costs.

Or do they have to get their own funding?

I'm a gearhead, and I've always came out ahead on my hotrodding projects by buying and selling stuff to fund the hobby.