Hopefully, you aren't "blindly" trusting the PMC.

Cats aren't scavengers - even in the wild they won't eat random dead stuff they find unless they're really desperate.

As for your second scenario, your neighbor paying you out of pocket or filing a liability claim under their own personal auto policy would be ideal so you aren't paying the price in any way. 

Your current numbers aren't even taking into account maintenance, capex, vacancy.

The tires end up on whatever land they can secretly store them, and spend all of the money they collected; leaving the problem for the next person to deal with.Another solution that most people aren’t aware of is that if a the sidewalls of the tires are removed, the state agencies don’t define it as a “whole tire”, which often times allows one to toss the 2 sidewalls and the tread (for each tire) into a normal trash bin.

I just hope you aren't advising your clients on these matters and signing the same stories as their leasing rep. 

Most people start shopping for a new bank deal with plenty of time to manage the transition (12 to 18 months out) and at that point, you should have plenty of equity that you'll have several finance options, or if you've maintained/upgraded be prepared to sell the property and take advantage of appreciation if finance options aren't available that meet your needs.

After I bought the property, I removed (without filing for a permit) 2 large pine trees that were growing extremely close to the property (like: trunks being 6 inches from touching the house - dropping huge quantities of needles and branches on the roof and doing who knows what damage to the foundation).  

Hey everyone, I’m just getting started investing in real estate and I really want to understand why people aren’t investing in groups of 3 or more.

Is anyone aware of a lender who does HELOCs on investment properties that aren't a primary residence?