The purchase price of duplexes and quadplexes seem good on the surface but once I enter them in the calculator it’s non favorable.

OR they quoted you some "non-qm" 7% interest rate for a "bank statement" program, and that turned you off.Your 2018 was very good for business, and you recently filed those returns.

It’s just not who I am, I’m really NON-Confrontational.

to date, we have accumulated close to $30k, kept in a “high-yield” savings account and earning 2% interest.However, in recent months, we were hit with medical bills which we had to put on credit cards, adding another $16k in high-interest debt.

I have a family member who recently had an accident leaving them in need of long term, full time, medical care.

Instead, our capital is tied up as we wait to see if the borrower can keep up with her plan or whether it goes non performing.

They're inexpensive 4-plexes relative to other non-hoa buildings across town, but I still find that they cash flow well. 

Arbor has a SFR non-recourse program that may be of interest. 

@Matt Watson, it is not a difficult transition to non-renew as has been stated above.   

The more I research and network, I am coming to the realization that they are almost non-existent unless I want to put up a down payment for 650k+.