Sometimes a bank or a lender will enforce stricter "overlays" or tighter rules because they are cautious, had a fine, or don't have the skills... this is a simplification but not all lenders ins and outs, pricing adds, this not that, are the same.No conventional loan is going to use proposed short term rental on cabins that do not exist.

There are no STR restrictions in the town, so I'm not sure who, if anyone would enforce this.

I wouldnt spend too much time or energy on this topic, you have insurance for a reason to deal with things going wrong and most agreements arent all that binding or enforceable.

It’s a big deterrent but we’ve already had to enforce it, and we’re glad we had it in place when we did.

Have restrictions and rules as necessary for the type of property, and enforce them without exception or delay.

But in general, as far as counties, and especially the smaller mountain counties, are pretty lax on enforcement, and claiming it as your primary is as easy as putting your mailing address there.

We signed a buyer agency agreement but my broker told me those are barely enforceable and not worth the time to pursue legal action.

Set a deadline and enforce.

I’m in PA, is there a law enforcement or federal law regarding how to handle calls like that.

It is sometimes the maintenance on the buildings, but it is usually the way the leases are written, enforced, and the inexperience of the property owner in making decisions.