I have lenders willing to do a cash out refinance but I don't have W2 income anymore or enough self employment history.

It has a tax history section in the display.

, rental history, and references.

If the seller is not giving clear answers on tenant lease history or he does not have enough documents or is hesitant then I would suspect that there might be tenant issues after the purchase.3.

Good payment history, no drama - I'd rather have Option A. 

Because I have a history with rent stabilization, I'm down a cool million plus in value. 

Given my long history of rental property investment experience, I don't have any fear of using the HELOC although I've run across a few colleagues who are totally against the idea; different strokes for different folks.I intend to buy properties in the $80-120K range and keep rehabs to $30-50K which will leave a large cushion of reserves in my HELOC.

(or hopefully all newer so no lead paint or asbestos issues), and that existing tenant, if staying, qualifies to your criteria and has no history of late payments. 

They don't have to give you access to the account or anything, but you inherit their credit history with that card which might help.When it comes to bad marks, you could fight ot, but it's tough.

The property class descriptions often include age of the property as a major factor in determining property class, can you help me understand how much this weights when applying to urban areas or small east coast town...