As mentioned, start reading and searching, open your mind to reality and be careful who you listen to in public forums.

Looking at investments from the maintenance side of the equation once you own it,  I believe a 3 bedroom, 2 bath one story home on a slab foundation connected to public water and sewer is the perfect rental for buy and holds.  

We are both fortunate enough to have secure jobs with good salaries and flexible schedules.  

The ipod nano is small enough to fit in a tool pocket that can be closed so that it's secure.  

Is a security deposit required?

The loan was secured by 2 properties in Chicago.In the closing documents, there's an Escrow Agreement which says the private lending mortgage broker acts as escrow agent for borrower and lender to hold said Quit Claim Deed: (Escrow agent = private lending mortgage broker) with the following terms1.Borrower agrees to deliver to Escrow Agent an executed and notarized Quit Claim Deed running to Lenders for the properties2.

FCRA is Fair Credit Reporting Act and meant to ensure you don't discriminate based on the basis of race, color, religion, national origin, sex, marital status, age, or public assistance.  

Opinions public or private are welcome!

I believe that identifying a great deal is hard to recognize in the public forum, if there are any secrets to success in the real estate investment market it is to make the great deal by making offers often using creative alternative financing terms. 

You can use the tools on BP to analyze it, or post the information to the public here and we can chime in.