My question is in regard to getting funding for a loan due to my income.

What would you recommend in my situation?

Currently getting my real estate license to help me out on investing.

Hello BP Community,My name is Diane, and I'm just starting my journey as a real estate investor.

DSCR has also taken a good hair cut on rates today and on lower LTV's they are even better.

My hangup is that even though the HOA is not allocating $85k for the reserved this year, they will have over $200k in reserves (over 20% of the $850k budget) Everything else has been cleared by the underwriter (insurance policy, occupancy rate, ect..) but I am concerned this deal will fall through because of this issue. 

I live in Northern California and my goal is to flip houses out of California and roll that income into rentals for equity growth.

Once they get wind of my wanting to sell they may or may not want to leave; they are both on month-to-month terms now.

My <500 ft studio apartment has been 90%+ occupied by MTR and the room we rent in my personal residence has been 80%+ occupied by MTR.

I want to use the equity in my CA home for the downpayment"me: "gasp"