In order to do this addition, we would have to turn storage area behind the attached garage which would require insulation, electrical and HVAC duct.

I would be interested in both commercial OR residential but in the attached valuation I have only included residential.

I would attach the commitment letter (not any POF).  

Some may have a heart warming story attached and some may be related to involvement in criminal activity.  

So for brokerages it's a lot of hand holding in the beginning and training which is why they take a fat 50% off your first 2 to 3 deals generally.If you show over time you are a performer with closing after closing the split can improve to 70/30, 80/20, 90/10.Heck there are even brokerages that charge a flat fee per transaction but your just  a number and forget about in depth guidance.Best thing you can do is usually find a top performer to emulate and attach onto to learn from.You could also just sit a subdivision and sell model homes.

Youmail is cool because it will save a recording of the message and forward it to my email inbox as an attachment.3. emails, - I use my yahoo email inbox to manage my emails.  

This current deal involves a property that has a ARM attached.

This current deal involves a property that has a ARM attached.

One item though, Builder's Risk policies do not have liability coverage attached, so either have a hard conversation with your contractor to discuss this and see if his policy will extend over, or you need to purchase another policy for liability.  

From my understanding with speaking to cozy.co, they do not refuse payments automatically but you can refuse the payment when you first receive the email that the tenant has paid and I do think you can attach a note as to why it was refused.