When he flushes the toilet, often his toilet is overflowing and urine and feces liquid is coming through the ceiling through the bathroom fan and dripping all over the toilet and the floor.This has happened and been documented 4 times, that I'm aware of as certainly it happens when i don't happen to be here. 

The first step is to increase the savings rate methodically and obtain a nest egg of ~ one year of expenses in some sort of liquid form.

In addition, all of the CDs are backed in full at all times by cash and cash equivalents or liquid collateral to ensure that the principal is indeed guaranteed and not exposed to any fluctuation or losses.

This is a difficult one, and if your losing money each month it may be better to liquidate and stop the bleeding. 

In answer to your questions: my cash comes from liquid savings and a HELOC. 

well those are out of the box deals thats for sure.. you need a local banker that knows you and likes you. plus you need to have some good amount  of liquidity as opposed to debt.

Real liquid assets and holdings with substantial equity that are constantly reinvested in order to further grow.

Sheet vinyl is more impervious than planks, as any liquid is going to sit on the surface, but planks look better.

As far as Multifamily goes, we have a huge estate up here that should be liquidating sometime soon.

Are you liquid enough to handle it?