I'm considering student housing; buying houses and renting individual rooms to university students.

I plan living in one room, and renting out the other room to students at the University of Florida.

@ Cliff Hi and Welcome to BP i would Recommend Checking out some Podcast under the tab Education since your new to this is also joining your Local REIA or Meetup in your Area bump heads with other like minded People in the Real Estate Profession an learn from them take them out to Lunch and build Rapport with them.

I don't know much about living in Columbus -- which are the "nice" neighborhoods and which are considered "scary" by locals.What are good areas for B-ish class SFR rentals -- where do young professionals rent, and where do students who want to live off-campus rent? 

I have student loans and I am on my husband's car loan. 

I am a full-time student studying Computer Science. 

I'm currently employed making around the average annual income of someone with my degree in my location. and of course, I also have some student debt on my head.

If you are looking for someone to just make offers and run comps (not saying you are by any means) then I would recommend finding a college student who is willing to work for some spending cash, who will be leaving the area in a couple years and pay for their license.

But, being new, I have little money and being a recent student with a new family, iffy credit, so, I'm not going to easily be approved for a loan, and I don't have cash on hand to put down enough to make a creative deal work.

Many respected professionals are/were not formally educated, certified, etc. in their profession.