One SFR has handyman tenant (not my handyman), and agreed in lease he takes care of all regular/minor repairs.

There's not one that I would say I'm a regular attendee of, but I do speak at the REI club meet ups here and there mainly on the Dodd-Frank laws and owner financing.

I will be a regular on here and hopefully will be able to help people myself.

Then on the right side or kinda middle, there is a list of phones that are verified to ring your hangout calls to, you can have your hangouts ring on a ton of different numbers if you want your business "google hangout number" to ring on multiple lines, this is very useful trick if you have family overseas, but ill explain that later in the post...Once you select the numbers you want to verify with, then you have it call you, enter the pin code and its done, all you have to do is select receive calls on that number and now go to your google hangouts app and make sure under settings that "allow incoming calls to ring" is toggled on and you will be able to answer phone calls via that verified cell phone.Bonus:As mentioned if you have family in other countries, a free way of getting around international fees is to setup a google account with a local number to the person you talk with on a regular basis, it has to be an additional gmail account, then verify that number with your in states cell phone and in google hangout you can add that additional gmail account to the hangout app and toggle for incoming calls, Then when that person calls the local number to their country using a normal cell phone service, it will ring back here in the states on your verified phone so you can answer the phone and talk as if it was a local phone call within that country. 

Louis around once a week and large hail is a regular occurrence.

It almost looks like they poured a regular slab and raised it up. 

All a "regular" agent is going to do is set up and MLS auto search, and then forget about you.

Is there a need for extra umbrella insurance (extra 1 million or extra 2 million ), over and above regular individual insurance of $1 million on each individual property I own.  

I am thinking HELOC may be the best way to go but when I went to my banks WF and BOFA they made it seem like the process was going to be in line with a regular mortgage which I am hoping to avoid as its such a pain.

I will highlight my 2 cents as a 15-year LL veteranDennis M from Erie makes a solid point - $500 deposit will not cover the extensive damage that a pet can do and the repair work that may need to take care of.So YES - you can get a little more money with non refundable deposits, or deposits, or higher rent.BUT actually keeping that money at the end of the day is hard to do.One thing no one has mentioned - that is that good prop mgt requires regular consistent checking in on the property - even better when you can drop in on a repair when they are not home or not prepared for your visit.