The points cost is often not worth the lessened down payment.Would you consider buying a duplex, or 3 or 4 unit, and occupying one of the units as your primary residence?

Hey there, I've lived in my current primary residence for the last 26 months in a row. 

Buying a primary residence in Q1 2022

Sec 121 is for the tax free sale of your primary residence that you've lived in for 2 out of the 5 years prior to sale.We made this a two step process.1.

I am inquiring about a primary residence property in Newark, New Jersey.

My wife and I bought our first property (primary) back in June 2020 in LA.We are now thinking of buying another property as a 2nd home in San Diego, since my job is relocating to SD (while my wife still works in LA).We are looking for a SFH where I get to use/stay at one of the rooms and thinking of renting out other remaining rooms.If we start getting rental incomes from the 2nd home, does it automatically make it as an investment property even though I would live there for more than 10% of rented times?

I am currently doing a cash out refi on my primary home.

A rate term refi is okay, and you can purchase another primary right away, but the UW will ask why on your purchase that you just refinanced a primary.

Definitely a good idea to keep your money working for you by doing a cash-out refi to plug into another property either as a househacking primary residence or as an investment property.

2- should I add a clause that she is the primary since he would not be approved to live there on his own due to his income or does that not matter.