But if your like me and I take it your self  a bona fide buyer then you do have the right to do this.I only did it because I paid the ladies back taxs to the toon of 40k.. and then she went dark.. and of course I had a nice equity play there... but had I just had refundable EM up I would have just moved on.

No matter the degree I choose I will most likely pursue a certificate program in this area too but given that my experience is based heavily on leadership skills already I’d feel like a masters in this area would be slightly redundant (not to down play its importance at all though).

Raising outward cash flow, via added debt of any type, without raising income is an extremely dangerous play for somebody in their retirement years. 

Wife plays this game and it's deplorable how much formatting is inherited.I have found PDF995 to render WYSIWYG nicely. -- eg:My W2 job was programming for 37 years.

Similarly, the education may be the dividend on seeing how real markets (for goods and services) work and how you can play a part.

Who knows how much of a factor the laundry played in getting it filled.

I just want to play golf, softball , pickleball and travel....Thank you though.

I will say that some sponsors paint very rosy pro-forma and in realty it's only in the mid-teens for the IRR I'm seeing.The ones that I see that are 20%+ IRR are more risky, like ground up or going after distress plays and these guys usually have significant buy-in $50k-$100k and longer holds 7-10yrs.There was an article I found before that talked about Rev A+ offerings (open to non-accredited) creeping up on some platforms:http://astudentoftherealestategame.com/passive-rea...Good luck!

But if anyone else has taken it to the next step - ie consulted an attorney - I'd love to hear how it played out.

I think you have to sit tight and let this play out, there simply isn't much you can do.