If you're new to real estate, I suggest you in invest the time (not the money yet) to learn about various real estate investing techniques, pick the one that suits you best and then dive deeper to fully understand how it works before you start investing.Here're a few articles to help you further:https://www.biggerpockets.com/member-blogs/10850/88862-pros-and-cons-of-investing-in-mobile-home-parkshttps://www.biggerpockets.com/member-blogs/10850/86621-six-steps-approach-to-getting-started-in-real-estate

There are complicated, expensive, legal ways around it, but talk to your lender first.

He reminds me of the worst type of timeshare salesman and his sales techniques are laughable and useless for anyone not a sleazy used car sales person.

I'm not a lender, but having the LLC will complicate things with getting a mortgage. 

It will go to accredited investors but there is some friends and family that I have in mind to show this too which is why I am trying to make it easy to read and not trying to over complicate it and provide some basic info.

Being lake front probably complicates things due to proximity to water (drainage, environment critical area, etc. 

This is a fairly advanced seller financing technique (sometimes abbreviated "sub2") for acquiring property while taking over the responsibility of making payments on the existing loan, which remains in place after the sale.You can find an avalanche of relevant Forum threads, Blog posts, and podcasts here on BiggerPockets by searching for "subject to."

If you want to scale then spreading your cash, HELOCs, etc with lenders allows you to get into more properties at a time.Regarding the example, terms can be different, or some lenders won't lend if there's no rehab component so you can see how it might get a little more complicated than it seems on the outside.

The answer to complicated government processes is well, complicated.The answer to how we solve the current dilemma is not complicated.Build some respirators.

LLC status does seem to complicate things and a liability policy is what you are really after.