Around 2001-2003, I remember Mike making a bold call that we are in a gold/silver bull market which comes every 30 years.

Or, if you don't have the time, print out letters and sign your name with a written P.S. note.

If you already have one in Excel with all the pertinent data a lender will want, it is literally a matter of either printing it off as a PDF to submit to a secure portal, or just cut and paste into an application online. 

@Nick Seginowich When I started investing, I would print my letters with a handwritten font and my wife and I would handwrite the envelopes.

But it's suppose to save me on impact fees and there is a loophole that if the foot print is exactly the same as original home it's exempt from it being considered new construction. 

In reality, the monthly fee that an Owner pays to a PM goes to making sure the rent gets collected (we only get our % when it is) - but it also goes to: Invoicing that tenant (printing & mailing) if rent isn't paid.

Do I just print out another contract and write down the slightly higher price that me and the buyer agreed on?

Well I guess that they won't pay, which means you can't pay the bank, which means many will foreclose, which means the banks will go bankrupt, which means the government will print money they don't have to bail out the banks, which means your taxes will increase to pay for the money we didn't have to bail out the banks (and fund the huge lump sum golden parachutes that their board of directors will receive), which means we will have slick politicians make new laws and regulations we don't understand that favor the banks so in 10-20 years we can do it all over again.

They got the printing presses, unlimited money! 

The stock market is hitting new highs every few days thanks to Federal Reserve money printing, not fundamentals (based on my limited research).