I hear a lot about starting with private money lenders and hard money lenders and then refinancing to long term conventional loan but what is most advantageous when starting with conventional?

Mark is a seasoned real estate professional specializing in the acquisition, disposition, finance and management of commercial and residential properties. calBRE# 01364471.

I am licensed real estate professional who is seasoned residential and commercial agent who enjoy working with a variety of clients in real estate deals.

Jim, feel free to add us to your connections.My company is a private buyer and private lender on low ARV $ SFR properties throughout the country. 

Yet you are already flipping properties, so I assume you know that.My company is a private buyer and private lender on lower ARV $ SFR properties throughout the country. 

I can get a line of credit to start somewhere between 27-30k my private banker told me.

is there any reason why 90% of the realtors would keep that private

Giving some more details might attract more professionals to this post and they can help you out! 

Too many people pay $30k for a guru to tell them everything, but if you can "sacrifice" $10-$20k of potential profit, you will have real-world experience, relationships AND the ability to go to private money or bank financing with and actual track record.

Or to ignore the hassle of a FHA 203k or construction loan, you could conventionally finance the house, put your 20% down, then finance the renovation by other means--credit cards, personal loan, car loan if you have equity, private money from a relative?