So if the private lender lets you pay some upfront points/fees, or take a modestly higher interest rate, in exchange for offering you an interest only monthly payment, that would improve your DTI, relative to having the monthly payment be a fully amortized P&I payment.

Not enough building, a decade of it, has lead to a dire national inventory crisis, that will probably take a decade or more to work itself out.

In a traditional Real Estate market adding to a property will not increase the value enough in the short run to cover the cost of the improvement.

I have been licensed since 1975  I have wholesaled I cant tell you how many properties well over 1000 that's for sure.But you have to define wholesalingMy definition is I buy them close on them  then usually do something to improve them sometimes not and then I resell them.If your definition of wholesaling is to simply make larger fee's than a normal brokerage commission ..

.): $100/moRemaining personal loan for home improvement: -$50,000 (8.4% interest, needs to be paid off ASAP)Cash to invest to start: $0 (all cash has gone toward the high-interest loanFuture salary income available for real estate: ~$500/moWe want to start with one additional property and build our portfolio with more properties over time.

Not sure how you’re underwriting but whatever you do, don’t count on ANY improvement in the oil economy going forward.

Hello BP community,I was inspired by this article to improve my approach to underwriting CapEx costs for buy and hold investments. 

Long story short, I live in Las Vegas and our market is hot and inventory is low.

.): $100/mo- Remaining personal loan for home improvement: -$50,000 (8.4% interest, needs to be paid off ASAP)- Cash to invest to start: $0 (all cash has gone toward the high-interest loan- Future salary income available for real estate: ~$500/moWe want to start with one additional property and build our portfolio with more properties over time. 

This way you get to keep your place for which you know the history of last 15 years plus you enjoy all the improvements you did in that property.