I'd explain to them the person down the hall isnt "skipping rent".

The goal is to see what you would do if money were truly no object?

And explain the situation and make sure you write down who you talk to and date and time. 

Explain to me like I’m 5:the decision to lower the federal interest rates today and how it will effect home buying for me?

Can someone explain it to me simply?

Mortgage rates are determined more by the number of applications - refi's and new loans - There are several articles out there that explain this.

This is exactly what you explained, so I honestly feel you have answered your question with your response.But I agree with you here, our central bank has the policy and tools to change the outcome as there is no peg to the gld std and we can print our way out of this as long as the dollar serves as a safe haven asset and I think we have quite some time left before that changes.

When a CPA does your taxes, are they willing to sit down with you and explain all the intricacies they did, or do they charge you 100-300/hr on top of the filing fees to explain?

This video does a great job of explaining what QE is and how it helps spur the economy in times of turmoil.https://youtu.be/llslyXPu6wI

It is a tough situation, work with them and explain your situation.