List Price 114,500Top unit rents for 550Bottom unit rents for 750 Down payment - 25%Interest rate is 3.1255 % maintenance 7% cap ex15% vacancy 5% property management Taxes - 125/month Monthly expenses - 1,054Cash flow 245/month 16+% 5 year annualized return Numbers are run at a 95k purchase price.

I guess it comes from my Finance and Accounting background, but NOI, Cap Rates, it's all straight forward.

Other strategies that work are renting by the room, house-hacking, and multifamily (hard to come by in Boulder and pretty expensive/low cap rate when they do come up, but more available with better rent to price ratios in other North Metro towns like Westminster).

This is something I have to talk to him about but have a feeling he does not want to cap it to a certain amount of years and in his defense saying even if I live 20 years more not only will my Stock portfolio have exponentially increased but so has the value of the house.

. -- plus a property manager --  plus taxes -- plus all the other stuff and maintenance and cap ex., etc. --  given the apparent value, cash flow seems like it's going to be pretty negative. 

@Kevin Siedlecki Using very conservative numbers (as I'm a conservative investor), cap rate will be 7.5% (10.5% if you toss in an assumed 3% inflation rate).

What my husband and I are thinking:Sell 1 condo a year (minimize cap gain) use the money to pivot into SF in secondary market.

We now have a newly built Townhome with brand new appliances and low Cap.

It is inexpensive and the cap rates are excellent!

style="-webkit-font-smoothing: antialiased; margin: 0px; padding: 0px; border: 0px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-weight: 400; font-stretch: inherit; font-size: 1rem; line-height: 22px; font-family: "open sans", sans-serif; vertical-align: baseline; position: relative; overflow: hidden; color: rgb(52, 65, 77); letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; height: 136px;">I have worked with different property management companies.