This is another group of students and residents that would make for safe choices in renting in terms of a decreased likelihood of being partiers or destructive and an increased probability that they are focused on their career and studies and will be responsible tenants who spend all their time with their nose in a book.It may also have potential for MTRs for traveling nurses or other medical professionals or researchers, though there does only appear to be that one hospital system there due to the relatively small population.Thoughts?

@Jannet Matthew switching utilities over to the tenant can be a great to decrease expenses for a property.

@Brian Szykowny, Your workload relative to income should decrease along with some other scaling. 

If you would like more info, connect with me and let me know.Hi Bradley: When you say "The appreciation in Tampa and Orlando is getting out of control", do you mean the cash flow is decreasing because the house value goes up and rent to value ratio goes down?

I would 100% recommend house hacking. 1.can get in for low down2.hands on land lord experience3.decreased living expenses4. excellent ROI on the 5% down.5.

I have noticed a decreasing inventory and stagnant to modest (better than declining) increases in value in my area.

Your cash flow will obviously decrease but your cash on cash return will skyrocket as you don’t have that much cash stuck in the deal anymore.

Versus a family that books for two weeks, the same process occurs but the cleaning crew will visit the property less often and that could potentially increase or decrease that expense depending on your occupancy rate.

I can make an argument that they will.Will prices decrease?  

Doing a 40 year term as well, your payment does not decrease significantly from a 30 year due to the additional interest charges.Option 4: Of the 4 options presented, this appears like the choice I would make.