I hope you are not investing simply on the 1% rule alone.  

Being on Bigger Pockets is simply content marketing and lead cultivation for those selling services in the real estate industry.

Their fear is from their lack of understanding of what you know simply from being in this group.

The pre-approval is simply a letter that states that you are pre-qualified to purchase a SF or MF home up to a certain price - essentially this is your ticket to get to view properties for sale.

VA loans are a tiny market share, simply not going to mention them here.Fannie Mae / Freddie Mac - Due to "QM Patch," can go up to 47%, sometimes 49.99%.

Simply put $50,000 into a brokerage account and watch the 8% compounding interest do its' thing.This may sound odd to many, but I've worked in finance for the first decade of my career, and have continuously poured money into my brokerage accounts, building my nest egg (I'm currently 32).

I am simply here to present factual information to those who don't know the rules and regulations of the real estate industry.

I budgeted $10,000 extra as a cushion on the rehab, and it seems as though others were simply hoping nothing unforeseen came up.

If you are in a high demand metro area like Denver, it's simply not realistic to expect to be cash flow positive if you are putting down 0-10%.

You simply cannot be subjected to their schedules for emergencies - I guarantee you in the event of a gas or water leak, for example, if the adjoining owner is at work or out of town, the gas or water company will turn off gas to the whole building if necessary, without their permission, so they might as well give you access to prevent a whole building shutoff for emergencies.