MLS fees and Broker fees canbe expensive.

If you have the time to build out the software, want to pay for it and plan to scale up your rental business very quickly try one of the bigger and more expensive companies.

If your looking to get a 10% return you’ll consider the price, down payment, interest rate, and factor in all other expenses as well.  

Talk to neighbors (landlords and tenants) to find out what they pay/charge for rent, utilities, pet fees, etc..Talk with utilities to get last year or 2 of actual expenses.  

If we are able, I'd love to use a 5% conventional loan on next property (Owner-occ), since conventional MI can be less expensive than FHA PMI.

Do not over or under report expenses in hopes of getting a loan.Second - If your broker is not willing to find a lender who will count the rental income - you should find another broker or to call up lenders yourself.

Hi - From what I've been reading there are restrictions on HELOC interest expense deductions. 

If you've got multiple properties, do this full time, manage your own and generally run it like a business (ie, you take deductions for meals, mileage, phone, internet, etc.... beyond just "investment" expenses), then I'd argue that you're running it as a business and should 1099.But really, when in doubt, 1099. 

Too expensive haha

Is there an alternative, less expensive way to go about this--maybe a website with RE contract templates and the like?