Depends on the State Regulations. 6.Seller SecondsThis is a mortgage issued by the seller to the buyer that is placed in a subordinate or second position to an existing first mortgage from a conventional lender; seller second can be a great incentive to buyers; can help them purchase by putting down less cash-leveraging their assets; second mortgages typically carry a higher interest rate than first mortgages, an advantage for the seller over other investment options; a seller second can open new opportunities for buyers in markets where conventional lenders are tightening their loan to value guidelines and buyers need a way to close the resulting financing gap; lenders who want to limit their exposure may agree to a "Combined Loan to Value" guideline that supports a seller second; seller seconds may help buyers reduce their conventional loan needs below the PMI (private mortgage insurance) level, saving significant dollars per month; seller seconds can also help in larger purchases, reducing the amount buyers would need to borrow conventionally, bringing their remaining loan requirement within reduced rate "jumbo" loan territory; some conventional loans prohibit secondary financing; second loans not disclosed to conventional lenders are illegal.sellers granting a second loan must file a lien on the property. 7.Lease with Option and Lease PurchaseA lease with option to purchase is an agreement that the leasing party can buy (or not buy) the property at lease end for an agreed price; a lease purchase agreement, the leasing party commits to purchasing the property immediately at lease end; the owner agrees to apply a portion of the monthly rent payment toward either the buyer's down payment or closing costs at time of purchase.

Also of importance is the equity existing within the property they are financing that guarantees collateral on the property. 70-75% Loan to value is typical for banks refinancing properties. 

fbclid=IwAR1_ej9w4ehy8nk1tbQqymMiVDJRd38X44AfzFGeHUXqavYaeZW7aitYJ3MProtections granted to residential renters during COVID-19 crisisGovernor Lamont’s order – Executive Order No. 7X – includes a provision taking the following actions to protect residential renters during the public health crisis:All landlords are prohibited from issuing a notice to quit or beginning eviction proceedings before July 1, 2020, except for serious nuisance, such as physically harming another tenant or the landlord.For rent due in April 2020, landlords must grant tenants an automatic, 60-day grace period for payment, instead of the existing 9-day grace period.For rent due in May 2020, landlords must grant a 60-day grace period for payment upon the request of tenants.

You're bound by the wages in the area, and the population that is existing there. 

Collateral was going to be my two existing buildings plus 10% cash down. 

If you have cash or existing funding to buy, you are in a better position to get lower price.

Depends on the existing debt,  what it can be appraised for, your credit status.

Existing liner was 6” and needed to be at least 7”.

Also, document everything with pictures so he can't hold you responsible for something that already existed.

Hello everybody,I'm working on a 2 bedroom 1 bath 1945 built Texas house , when I bought it I had the intention of changing the layout since it’s  in my opinion has a very big design issue with a lot of wasted living space due to the bathroom being between  the living room and kitchen, leaving a very small living room, what I currently want to do is convert the interior to open floor design and convert what is labeled as FAMILY in the picture below to a 3rd bedroom and a bath, I'm  trying to find the best design with least amount of construction since my budget is not very high, also I'm  trying to stay within the standards to be able to sell the house with no issues, I  started working with a Draftsman which he provided few suggested layouts but each one of them has it’s negatives which is why I’m asking for your great advice on which layout to go with and what to change before starting the actual work, below are the existing and suggested layouts, please share your opinions and ideas.The house is supposed to be 1100 SQ-FT not including the Family room I added the survey too for more clarityBelow are the suggested layouts and I'm sharing my opinion on each one of them This one looks goo except the things I'm not sure about is it's okay not to have an entry way ?