Essentially, this says that if you transfer or sell the Title to your property, the mortgagee (lender) as the right to call the entire principal balance due immediately.  

Instead I did essentially a full redo on the bathroom and added a tub instead.

Gloss White , Oil bases enamel, and a HVLP spray gun. 

I hate popcorn, if the place is vacant , ill will spray small sections and scrap it. i did that in one of my flipping projects. the ceiling was low , I wouldnt try to do it myself if it is high . another thing to consider is if it has been painted before with oil . that can be harder to removed.

It seems like "most" lenders (at least the ones I've talked to) don't like the idea of rent-by-the room on a primary ... so they can't count my income on that particular property and they are requiring a 1 year lease on the whole house instead of multiple mid-term leases ... so essentially they want a long term lease.

However, it’s essential to research the rental market trends in the area thoroughly.

it was a joke.Private Money Goldmine - This is essentially a list of Hard Money Lenders, my favorite was Steve Snyder, I tried contacting him via their information - yeah, wasn't until I found him here on bigger pockets that we actually connected.Kent Clothier - Great idea, quite expensive.

Because I would be living in a unit I essentially won't have to pay a mortgage, so the slim margin will be fine for my purposes.Obviously I don't expect any in-depth advice based on my property because I haven't  given much info on the area or building itself.

A 4 bedroom duplex is essentially a house.

If your return is there even though you paid those costs to the bank, then who cares about those cost, YOU aren't paying them; the tenant is.If you don't have PCs orders then you essentially have no plans on leaving at this time.