You need to compare these variable fees to other lenders in your area. 

What I created a habit of is to think of everything I buy in terms of monthly expense and comparing it to my income.

For instance, when you rent by the room you can expect similar price points in Springfield/Alexandria compared to Manassas being properties in Manassas at a lower price point.  

Single family properties may  be easier to manage compared to multifamily.

Any recommendations for what type of loan or what rates I can expect this time around to compare with?

You need to compare sqft, basement, garage, beds, baths, other rooms and most importantly condition and location. 

It's important to remember that their commission goes up when they get you into a deal, so it's best not to be too trusting of them. 2) Look at comparable sale prices of other properties in the area; this will give you an idea about how much the property should be worth if there are no major discrepancies between those properties and yours. 3) Do some research on taxes - if there's a major discrepancy in your assessment and what you could find out about market value, this is worth getting into.4) Remember to look into closing costs and all possible fees that come with buying property (if there are any).

Homes are super affordable when compared to the Phoenix area and Lucid Motors is building a huge factory out there.

But you also have to compare the benefit of taking depreciation and expense on a couple of the rooms and losing the primary residence exclusion of a tax free sale - but you could still 1031 the investment portion and defer tax. . 

Except insomuch as you're part of the electorate that produced the government that produced such a terrible, despicable law.There's a tragic new element to the California vs.