I think you'll find that lenders can be dramatically different from one another, especially when comparing national banks to local banks and credit unions.I would say visit a couple more banks, be forthcoming with your situation, and see what they say.

I do a lot of other things for this company not related to my professional psychology services as well, for example i’m in charge of marketing for the company as just one of my duties but I don’t really get traditionally “compensated” for that role.

Do the current tenants traditionally pay the rents on time?  

We are looking at the BRRRR method and tradition buy and hold options as our primary strategies.

I compared the rent to other townhouses in the area, there are some going from $800-1200. yes, the house did build equity.

But it really comes down to the comparable in each market.  

If you are trying to compare various methods of passive REI, I wrote an article on BP awhile back that takes a look at Three Key Routes for Passive Real Estate Investing

Hi Christopher,You will need to go down the traditional finance route. 

We will pay a $3,500 upfront fee to get started with F&G which is cheap compared to the 10% fee that MCC would charge on the total amount of business credit that they obtained for you.

Parts of it have been, such as the Leonidas area on the West side of Carrollton and also the East side of Carrollton. 70118 also includes the Black Pearl neighborhood and the areas around Audubon Park which are vastly different neighborhoods compared to around Eagle and Palm.