Do not hesitate, to post questions and bounce ideas around in applicable forums.

@Matthew Paul the tenant lied on their application (not renting elsewhere) - they have 4 other Airbnbs going as well.

Do not hesitate, to post questions and bounce ideas around in applicable forums.

Include estimated household income on both applications but don't include both names on both applications.  

I would start by filing a Property Appraisal Protest Application with the County for each Lot.

From what I was told nothing you learn while studying is applicable in the field (sound familiar?)

In addition to the basic restoration criteria outlined above, a veteran may obtain restoration of the entitlement used on a prior VA loan under any of the following circumstances: the prior VA loan has been paid in full and the veteran has made application for a refinance loan to be secured by the same property which secured the prior VA loan.

The fees should be basic; an application fee to start underwriting (I would say $500 or less is appropriate depending on the circumstances of the borrower and deal (meaning how complicated and time intensive the deal is)) and the origination fee, which can be anywhere from 1% - 2.5% for rental property  loans.

Do not hesitate, to post questions and bounce ideas around in applicable forums.

Do not hesitate, to post questions and bounce ideas around in applicable forums.