You invest and kind of forget about it, you check on it every now and then, sometimes you make an adjustment to your position, but you don't do a lot with it.  

Usually banks are not willing to make too many adjustments for someone they have not done a deal with in the past.  

As Paul mentioned, whether you plan to do so actively or passively, investing in multifamily will offer a greater risk-adjusted return and is much more scalable than other strategies.  

If not, you should adjust them to the sale price because they certainly will adjust once they see the transaction.Is the 2.75% adjustable?

I was pressured (by adjuster) to use their "preferred" contractor to do the work.

There is usually a 1-page form that you have to complete and then attach details of the comps and/or reasoning why they should adjust their assessment. 

The fourth is your cash reserves that allow you to adjust and weather the unexpected.

Saying that, it may take 1-2 tax cycles for the county to adjust from the owner occ status to non and a cycle in Indiana is 1 year.

Even when they show a T-12 performance, many brokers make "adjustments" for this or that.  

My investment objective for rental properties is cash flow (and not so much appreciation).In terms of understanding total annualized ROI for a rental property (assuming I already bought it and have been renting it out for some time), my understanding of Total ROI is the following:Total ROI = (Net Selling Price + Total Cash Flow) / (Total Investment Amount), with Total Investment Amount and Total Cash Flow adjusted for inflation.I would then annualize the Total ROI figure by performing the following: Annualized Total ROI = (1 + Total ROI) ^ (1/(Years Held)) - 1Now, assuming that I'm running numbers PRIOR to purchasing a rental property, I've been reading a lot about IRR.