Single family homes are not valued based on cap rate because most of the people buying those homes are not doing so for a passive income stream.

In the end, like many people, I would love to achieve financial independence by investing in real estate using the passive income method.   

So with just $100K, you could put a down payment on three or four properties and keep a good chunk for reserves, let tenants pay down your mortgages and either keep the cash flow as supplemental income or devote it all to rapid pay down.

We have great credit scores and high income.

I know I can't write off the lost income, i.e. if it'd rent for $2,000 a month, and I donate the use of it to the church, I can't write of the $2,000 as a charitable gift.I know if I just treat it as a 2nd home, I can write off the mortgage interest and property taxes, but how do I set it up so I can write off the entire mortgage, insurance, utilities, etc?  

The vast majority of C class renters do not see their incomes rising at the same speed the cost of living does.

BP podcasts have inspired me to someday house flip full time once I have enough rental income!

My niche is creating opportunities  for literally 100's of families to make an income on my projects.its the trickle down.. from the home depot.. to lumber yards etc etc..

What percentage of  tenant income do you figure  is needed  to best  insure monthly payments ?

My credit is great and I have additional w2 income as well.