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When an appraiser submits the appraisal to the lender and then the underwriter wants a lower value and sends it back to the appraiser claiming they don't like his adjustments or comparable selections?

We close on June 1 so I am working through the project planning and queuing up contractors/supplies etc and selecting finishes.

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Though you can get this money back after a time, it initially reduces your cash out or requires you to bring additional dollars for down payment.As @Jay Hinrichs mentioned, I've seen private/hard money become more expensive and more selective. 

Do a rent search and select those areas that are more B- locations. 

I'll then select 5-10 and take a deeper dive into tax records to see what the final sale value was.

But in all seriousness, Direct Lending Partners, Lima One, Temple view, finance of America, etc.