Reading a prepared statement is very smart.

Smart investors will do well. 

They claimed they were sitting on the commode and went to pull themselves up using the bar on the glass shower door, and it just shattered into a million tiny pieces.

I'm going to meet with as many lenders and private loan companies to give out all the info you guys suggested at the end of the day though I'm thinking after accumulating 5 properties in 4 years it'd be smart for me to keep stacking my money, be patient, and build enough capital to deploy on the next deal.

@Ryan Bialczak read every book about real estate ever writtenfind all the smart people active in your area doing RE investing read and listen to every bigger pockets forum page and podcast Nothing else will matter !

Despite calling it "School Ratings".None of them teach anything of useful future value to anyone beyond basic reading and basic math.The ratings you are referring to is how well the students at a particular school behave and how well they do "Exactly" what they are told by the teachers, and the students smartness level at a particular school.There are a lot of political issues surrounding the American School System, with different beliefs about it by different groups of people.Does it effect desirability of homes, yes it does for a variety of different reasons for different groups of people.Just my 2 cents.Good Luck!

I believe if you have a magnifying glass and a book to see what it looks like, you can identify if it's toxic.

So with that in mind, would it be smart to use one of these companies to refinance if I may end up going to, let's say, my local credit union and taking a second mortgage out on my property to use to finance another one, essentially refinancing twice within a relatively short amount of time?

Four corners, four glass and steel buildings, four amenity floors and nothing special.

Smart, love it @Andrew B.thank you!