The tub was the type that also had the side walls as one entire piece so along with the tub that was cut out was the walls as well.I contacted the home insurance and was later told that they were unable to cover any costs associated with the replacement because it was considered "over a period of time damage" and not sudden.I was well aware of how to demo all of the old tub and to clear out the area but after that my youtube education began.

Draft a Purchase and Sale Agreement2. get an appraisal of the property3. find a title company to do the title search/insurance and closingAm I missing any other steps here?

And I need to buy a homeowners insurance policy for this.

Sounds like I may have to end up eating costs then on this one.I guess the next question then is do you think I'd be better off just letting my insurance cover any potential damages in the rare event that the pipes leak and paying premiums, or hiring a plumber/drywaller to do the work which would probably cost around $2K-2.5K  i'd imagine from the sounds of it.

Owner-occupied.From what I understand in order to buy a 3-4 unit building with less than 20% down I must have CMHC mortgage insurance.

- Do the college students needs renters insurance?

I am looking for recommendations for homeowners insurance in Atlanta, GA.

How would creating LLCs impact the houses’ mortgage, insurance, title, and tenant lease?

So the insurance change from a home insurance to a rental insurance (owner will live in one unit and second unit has a tenant) and the priced increased more than $100.

How much would the insurance be?