For example, I own a large amount of stock in a startup, and since it's still restricted stock from a crowdfunded start-up bank considers it nonliquid for reserve requirements. but make sure if financing on your 2nd properties to season any savings. keep the amount in savings for at least 3 months. so you don't need a letter showing where the money came from.

I am also expecting legislation in the works such as some cities already have that make it harder to screen since those taking advantage of this situation have essentially made themself unrentable as those left behind will tighten screening.  

The impact from these restrictions and business closures will likely show up in the January figures.

Converting back to a duplexYou will need to check with local zoning restrictions to make sure that the property hasn't been rezoned since it was converted.

With a huge sellers market and restrictions/guidelines with COVID constantly changing, what kind of properties and investment strategies you are working on or on the lookout for?

Additionally, NY State has restricted landlords options when it comes to tenants.

I havent heard of any restrictions though

Nearly all the job gains came from the battered leisure and hospitality sector, which saw an increase of 355,000 job amid a relaxation of dining restrictions in some areas.

However, even Zillow's own site doesn't mention any restrictions on that (see here) and there's no law against it. 

All the banks we work with have not unwound those restrictions yet.