Imagine if 20-30% of the buying transactions disappeared, and that's a good picture of what life would be like in a stricter system in those countries that you mentioned.These subsidized loans happens largely because US social policy is mostly non-existent towards public housing or rent subsidies when compared to those other home-owning countries.

FCI charges $15 per month to service, and an additional $15 per month for escrow accounts.So for low value notes, with payments of only around $100-200 per month, doesn't this servicing fee represent a large amount of the actual interest received, to the point that the long term actual APR on investment is quite low or zero?

We both travel to Saint Louis on the weekend and both our families are located in the area so we have a large support network.

Specifically, if you've quit your job largely due to you success in real estate investing, please answer some of the following questions for the community:What were you doing before, and what do you do now (professionally)?

Community banks who are doing portfolio lending will be your best bet if you don't have millions to fund purchase of a large pool.

saw a nice house SFH  3/2  Large fenced back yard  nice neighborhood  comps are around 150k  (not bad for this area of Texas)  in the yard is a big FSBO sign. so I called to get more info.

If you do a few deals first, you are going to have to prospect, unless you have a large circle of family and friends Who want to use you to buy or sell a home.5.  

I am not concerned about credit, but I do not have large down payment either.

I would also suggest looking for potential partners because if you want to build a large business it's going to take some help from others!

., I have syndicated several large apartment deals.In reading your thread, the best advice I can give you, please please please don't DIY your legal paperwork for your next deal.You are putting you and your investors at risk.