Hi @Aries Li, Conventional lenders do have non-QM products that lend out to companies as long as it meets their criteria.

@Corey FarnsworthHey Corey, in terms of how a brokerage will interact with an LLC, it comes down to which loan product you go with.

There's a lot of risk in building for the bank and when the build is done and sold, their loan closes, so at best they're earning interest for a year or so, making the loan less desirable than other products.

You have far more options on loan and line of credit products, and many local banks keep your loans in house which means they're far more concerned about working with quality customers and tend to treat you with far greater respect?

We've had three tenants in three years and usually about a two month vacancy in-between tenants so any profits we make in the year go into holding costs in-between tenants but it's essentially paying for itself and are almost finished paying off the mortgage so expect larger returns in 5+ years.

The product they offer vs ours will be very comparable however they have automatic gate for the entry of their customers and we currently do not.

We like the idea of using hard money lenders or some lenders offer investor products.

You can use a product like Stayfi to capture the guests names and emails to run off season marketing campaigns, but I don’t think there is a way for it to auto screen guests when booking.

Different banks have different products but generally, 4 and under is residential non commercial loan while 5+ is commercial.

The question is will wages increase at a faster pace than gas prices or other consumer products?