I'm curious why this even matters and why you care what the tax ramifications are to the seller if you're the buyer? 

Finally, my hard money lender does not require seasonality, and they don't care about debt to income ratio.

Lawn care?

After all who cares about your property more than you - no one!

It's perjury and possible fraud if you use the loan to flip a property, so be careful in the future.As you found out, there are lots of programs in Baltimore to buy houses, but again, my understanding is that these are for homeowners so I hope you didn't sign documents to that effect.These loans used to be available for investors, but that stopped sometime around the year 2000.

The government encourages you to save for retirement because they don’t want to take care of you -so they help you protect qualified plans in a lot of cases. 

Do learn everything you can to make sure that you are taking care of the money invested.

They don't care about any of the other ways around it that investors try to use like "equitable interest" since you have a signed purchase contract with the owner.I've had really good convo's with Greg Lemon the Director of the real estate commission along with a few other guys on the commission.  

They rightfully believe that no one will care more about their property than they will and they are able to increase their profits by not having to pay property management. 

He’s been an ideal tenant (always pays on time and takes good care of the place).If I agree to let him out of his lease how can I protect myself so he continues to pay until the unit is re-rented?