I just completed a cash out refi on my primary home and now have some money to invest. 

My wife and I are in the process of converting our primary home into a rental.  

If it is your primary home, they may only want an 80% LTV.

If your DTI can support it and you have the equity to make it work, consider taking a HELOC on your primary to use a downpayment for NC instead of refi.

(12% interest and all of my 3 homes as collateral to purchase my new primary/fixer upper with a monthly payment for $4,800. 

With buying my primary residence houses it's been pretty straightforward.

When I had a pest control expert come out to look under my primary residence, I crawled under there with him to look for fungus/mold, termites/ants, and water issues - I learned more doing that and listening to him than I ever have watching Youtube videos or reading forums.If you have structural specific questions regarding conventional residential framing, wood/masonry/brick/concrete construction, or just general questions regarding the integrity of a property, shoot me a direct message.

We are interested in some properties that we have filtered but we have been told by the builder/selling agents that thay are nont selling to investor's but only to people needing it as primary residence.

We have ~ $200k 'cash' that we plan to use as a down payment for our next primary SFH/build.

Has Denver changed their laws on STR where it doesn’t have to be your primary?