If you don't understand something, bigger companies have enough man power to answer the question and when you get the info you need you can come back to less expensive contractors and negotiate with them, if they are within the range.

It's all about those utility bills people!

Don't mention to the seller why you want to maximize concessions - chances are they aren't going to like the thought of paying off your car or credit card bills with their concessions.

I hope this is not a dumb question but I'm stuck on how to buy my first investment property I work a nnormal job and don't make very much money maybe 1.2k a month  have no bills though. keeping that in mind I would I go about buying my first investment property.

Hey bill, if you don't already have an agent in northern NJ, PM me and we can talk further.

@Bill Gulley you hit the nail on the head with thise points.

During the day, I am the lead Power & Controls Electrical Engineer at a Fortune 500 coffee manufacturing plant.  

Borrowers see the decrease in purchasing power.

Bill and Abby,I am on the Vos Team @ Atlas Real Estate Group and we specialize in assisting investors find the right income property.  

Bill,I also have someone who is great.