@Syed ShahLike @Bob Hucker mentioned, it should be okay short term.Angieslist homeadvisor thumbtack 

Then, both @Brian Burke and @Ivan Barratt have made mention of my own tax advisor and I'm not understanding why. 

It would only be worth it if your VA entitlement was used to purchase something that had a higher return than what your cost was to refinance one of your above mentioned properties.The other consideration is, what are those loans above?

I am creating a documentary, in my own blog showing how I handle my newbie journey towards financial freedom...I do not want to spam here with the link to my page, so instead, I will simply mention that, I am documenting how my brain thinks... as the starter, so maybe some folks who are also starting out... and trying to get closer to financial freedom within 3 to 5 years in the world of commercial real estate... possibly can somehow relate... :)I have no idea... if people will relate or not... or should I say I wasn't really sure... myself when i first started this journey to see if anyone would even bother joining my facebook group to see what is happening in the brain of a starter individual, to see the tips, tricks and secrets the starter just like you uses to get closer towards financial freedom. 

Sorry for quoting you I have not figured out how to @mention ppl.

@John Brinkos I should of mentioned what bank we did get our loan from.It was Arvest Bank and they have been wonderful!!!

The monthly meetup at bull n bear as mentioned above is a great one to go to!

You also didn't mention the price of the house.  15% off on a $1M house is a reduction of $150k but 15% off on a $50k house is only a discount of $7.5k. 

As others have mentioned, this requires discipline, a new learning curve, etc but it's worth it in the end.By the way, I'm also in Sacramento and just recently took a trip to Cleveland, looked at Parma and Lakewood among other areas.

@Carlann Mckenna As Thomas mentioned, take the time to improve your credit score first.